McCloud and the Teachers' Pension Scheme
Who the McCloud remedy may affect in the Teachers' Pension Scheme, the choice between final salary and career average benefits, and when you make it.
31 s · Captions · Official sources checked 30 September 2026 · Published
Transcript
If you were in public service by March 2012, and still building your teachers' pension after April 2015, the McCloud remedy may affect you.
Teachers choose final salary or career average benefits. You choose when you take your pension. If you've already taken it, any change is backdated.
To see whether McCloud and the annual allowance could affect you, start with Remedy's free check at remedy.tax.